Money,
when life
changes.
Going through a divorce, a bereavement, or building something of your own? We connect you with FCA-regulated financial advisers who specialise in advice for women at exactly these moments.
Real, UKSarah · ManchesterThe clearest pension explanation I’ve ever read.
Financial advisers for women going through divorce, bereavement or self-employment
The right adviser, in three steps.
- 1
Tell us where you are
Enter your postcode or pick your town.
- 2
Choose an adviser
See FCA-regulated advisers covering your area. If nobody covers it yet, pick the nearest one. Most work by video call.
- 3
Send a short message
A sentence or two about what has changed. Enquiring is free and there is no obligation.
Advisers covering these areas and the towns around them
Free step-by-step guides for divorce, bereavement and working for yourself.
01For separation & divorce
When the partnership ends, the paperwork begins.
Pensions, property, joint accounts, child arrangements, hidden assets — a step-by-step path through the financial side of separating, written for women doing this for the first time.
Read the divorce guide
02After loss
A quieter pace, in your time.
Probate, pensions you didn't know existed, what to do first — and what can wait.
Read the bereavement guide
03Building your own thing
Tax, structure, paying yourself.
Sole trader vs. Ltd, separating personal from business, the first year of HMRC.
Read the self-employment guideNot ready to speak to an adviser? Ask Helena first.
Helena answers questions about UK pensions, tax, divorce and probate in plain English. She is free, needs no sign-up, and doesn’t sell anything.
Why Helena?Tools that show you the answer.
Calculator · Pension
Pension gap.
See the gap between what you're on track for and what you'll actually need. Adjust assumptions live.
See yoursCalculator · Safety
Emergency fund.
3 mominimum
— of essential outgoings, in cash
Work out the right cushion for your life, not a generic rule of thumb. Accounts for dependants and income volatility.
Calculate itCalculator · Day-to-day
Budget planner.
50/30/20starting point
— needs / wants / savings split
A living budget you can actually maintain, with UK-specific categories: council tax, NI, ISA contributions.
Build yours33%
of a UK woman’s household income disappears in the year after divorce — almost twice the drop men experience.
“I wish I’d learned this twenty years ago, not the week the solicitor sent the bill.”
The financial decisions women face at these moments aren’t harder than anyone else’s — they’re just usually made under pressure, at the worst possible time, with less context than you’d want. We built Helena to give you that context in plain English, so you walk into every conversation — with a solicitor, an adviser, your bank — already knowing what matters.
For the emotional layer of money work.
Fliss runs Align With Wealth — a coaching course for women who want to do the inner work alongside the practical planning. We send people her way often enough that we wanted to say so here, properly.
Talk to an adviser who knows divorce, bereavement or self-employment.
Find an adviser near you who specialises in advice for women. Enquiring is free and there’s no obligation.